VIKRAM ATAL

President and Chief Executive Officer

Vikram (Vik) Atal is president and CEO of PRA Group, Inc., a global leader in the nonperforming loan industry serving millions of consumers worldwide. Atal joined PRA Group’s board of directors in 2015. Since being named president and CEO on March 27, 2023, Atal’s collaborative leadership continues to drive PRA Group forward in the strategic focus, values, and responsibility to the community that have been key to the company’s sustained performance. 

Before joining PRA Group, Atal held various senior executive roles over the course of a 27-year career with Citigroup, Inc. From 2008 to 2013, he was an executive vice president for Citigroup’s global consumer bank, where he had responsibility for shaping Citi as an information-centric enterprise and leveraging analytics and data to drive growth. He also successfully managed $200 billion of high-risk consumer assets during the 2008 financial crisis. From 2005 to 2008 Atal served as chairman and chief executive officer for the North America card franchise, where he oversaw operations spanning 50 countries, 30,000 employees, and 60 million customers. In this role, he achieved record results – including revenues of $18 billion – amidst a changing regulatory landscape.

His previous roles with Citigroup included leadership of partnership programs for Citi Cards, chief financial officer of Citi’s U.S. cards franchise, and overseeing SEC, regulatory and business financial reporting for Citicorp. He is a member of the board of Goldman Sachs Bank USA and has served as a senior advisor to both McKinsey & Company and venture investment firm MissionOG. Atal holds a Bachelor of Arts degree in mathematics from St. Stephen’s College in Delhi, India, and a Bachelor of Science degree in finance from the London School of Economics and Political Science.