Our Role in the Global Economy

PRA Group (Nasdaq: PRAA), a global leader in acquiring and collecting nonperforming loans, is an integral part of the financial receivables lifecycle. We return capital to banks and other creditors, strengthening their ability to lend and more attractively price credit for consumers. Over more than 20 years, we have developed longstanding relationships with many of the largest consumer lenders in the Americas and Europe.

PRA Group companies collaborate with customers to help them resolve their debt and provide a broad range of additional revenue of additional revenue and recovery services to businesses.

A Strong Record of Compliance with Consumer Protection Laws

PRA was founded on the commitment that customers who have fallen behind on their bills deserve to be treated fairly and with respect.

We realize that people face financial challenges from time to time. We believe that by understanding every unique customer situation and by offering customers choices instead of demands, we are able to help people resolve difficult financial situations in an ethical way. Representatives work individually with customers to help them resolve their debt in compliance with consumer protection laws.

A Public Company Focused on Long-Term Value to Shareholders

We are distinguished by our strong focus on customer and client needs, continuous innovation, and a culture of transparency to our owners, our shareholders. These attributes are among the Operating Principles that PRA's long-term shareholders have come to value since 2002.

With almost 4,000 employees worldwide, PRA Group companies collaborate with customers to help them resolve their debt and provide a broad range of additional revenue of additional revenue and recovery services to businesses.

PRA has been recognized as one of Forbes 2016 America's Best Mid-Size Employers.